The owners of Northern Kentucky’s Ark Encounter, a wooden replica of the biblical Noah’s Ark in Williamstown, Ky., are suing its insurers for refusing to cover nearly $1 million in rain damage, reports WLWT.
The exhibit’s owner said the ark itself survived heavy rains in 2017 and 2018, but flooding caused landslides along the park’s access roads.
The lawsuit states that engineers fixed the roadway at a cost of $1 million, but when they asked insurers to cover the repairs, the insurers refused.
The defendants denied liability, citing faulty craftmanship as the reason for the road issues.
Ark Encounter is asking for compensatory and punitive damages and a jury trial in a lawsuit filed in U.S. District Court. The suit names Swiss-based Allied World Assurance Co. Holdings, its use company and three other carriers.
“Subsequent to heavy rains, a significant landslide occurred along portions of the slope, which eliminated the structural support for the roadway, caused significant damage to the road surface itself and the incorporated improvements, and rendered portions of the road unsafe and unfit for use,” the suit reads.
“By refusing to pay all but a very small proportion of Plaintiffs’ covered claim, the Defendants have failed to meet their Policy obligations and failed to handle Plaintiffs’ claim properly and in good faith, causing Plaintiffs to incur significant additional loss and expense,” the lawsuit reads in part.